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Government Schemes in India (2026)

A complete list of 28 Indian government schemes and Yojana 2026 indexed by SchemeKendra. Filter by category, level, or state to find eligibility, benefits, and the official source for each — everything runs in your browser, instantly.

Agriculture & FarmingEducation & ScholarshipsEmployment & JobsFinancial InclusionHealth & NutritionHousing & SanitationSocial WelfareWomen & ChildrenEntrepreneurshipSkill Development

CentralPension Fund Regulatory and Development Authority (PFRDA)

Atal Pension Yojana (APY)

Guaranteed monthly pension of ₹1,000–₹5,000 from age 60 for the unorganised sector.

Financial InclusionSocial Welfare
CentralMinistry of Women & Child Development (with Health & Education)

Beti Bachao Beti Padhao (BBBP)

Campaign to protect the girl child and promote her education and equality.

Women & ChildrenEducation & Scholarships
StateGovernment of Karnataka (Women & Child Development)

Bhagyalakshmi Scheme (Karnataka)

Girl-child insurance and education support for BPL families in Karnataka.

Women & ChildrenFinancial Inclusion
CentralMinistry of Electronics & Information Technology

Digital India / Common Service Centres (CSC)

Digital access to government services via CSCs and online platforms for every citizen.

Financial InclusionEmployment & Jobs
CentralDepartment of Drinking Water & Sanitation, Ministry of Jal Shakti

Jal Jeevan Mission (JJM)

Functional household tap water connection to every rural home.

Housing & SanitationHealth & Nutrition
StateGovernment of Telangana (Women Development & Child Welfare)

KCR Kit Scheme (Telangana)

Care package and financial assistance for mothers and newborns in Telangana.

Women & ChildrenHealth & Nutrition
CentralDepartment of Higher Education / Social Justice & Empowerment, Ministry of Education

National Scholarship Portal (NSP)

Single window for central, state and UGC/AICTE scholarships — apply, track, and receive funds.

Education & Scholarships
CentralMinistry of Housing & Urban Affairs

Pradhan Mantri Awas Yojana – Urban (PMAY-U)

Housing for all in urban areas with interest subsidy on home loans for EWS, LIG and MIG households.

Housing & SanitationFinancial Inclusion
CentralDepartment of Financial Services, Ministry of Finance

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Zero-balance bank account with RuPay card, insurance, and direct benefit transfer access for every household.

Financial Inclusion
CentralMinistry of Agriculture & Farmers' Welfare

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

₹6,000 per year direct income support to eligible landholding farmer families, paid in three instalments.

Agriculture & FarmingFinancial Inclusion
CentralMinistry of Finance (MUDRA)

Pradhan Mantri Mudra Yojana (PMMY)

Collateral-free micro-loans (Shishu/Kishor/Tarun) for non-farm small businesses.

EntrepreneurshipFinancial Inclusion
CentralMinistry of Petroleum & Natural Gas

Pradhan Mantri Ujjwala Yojana (PMUY)

Free LPG gas connection to women from below-poverty-line households for clean cooking fuel.

Women & ChildrenSocial Welfare
CentralDepartment of Financial Services, Ministry of Finance

Stand-Up India

Bank loans of ₹10 lakh–₹1 crore for SC/ST and women entrepreneurs to start a business.

EntrepreneurshipWomen & Children
CentralDepartment for Promotion of Industry and Internal Trade, Ministry of Commerce & Industry

Startup India

Recognition, tax benefits, and easier compliance for eligible startups.

EntrepreneurshipEmployment & Jobs
CentralDepartment of Economic Affairs, Ministry of Finance

Sukanya Samriddhi Yojana (SSY)

Government savings scheme for the girl child with a high, tax-free interest rate.

Women & ChildrenFinancial Inclusion
CentralDepartment of Drinking Water & Sanitation, Ministry of Jal Shakti

Swachh Bharat Mission – Gramin (SBM-G)

Support to build household toilets and achieve an open-defecation-free India.

Housing & SanitationHealth & Nutrition

Frequently asked

Questions about government schemes

What are the main government schemes in India?

India runs hundreds of central and state welfare schemes across agriculture, health, education, housing, employment, and social welfare. SchemeKendra indexes them by category, state, and eligibility so you can discover what fits you.

How many government schemes are there in India?

There is no single official master count; the government's myScheme portal lists thousands once state schemes are included. SchemeKendra focuses on the widely-used central and state schemes with clear eligibility and benefits.

How can I check which government scheme I am eligible for?

Use SchemeKendra's free eligibility checker: enter a few broad, non-personal details (age, income, occupation, category, state) and we show schemes you may qualify for. Always confirm the final decision on the official source linked per scheme.

What is the difference between central and state government schemes?

Central schemes are funded and run by the Union government across India; state schemes are launched by individual states for their residents. Many central schemes also operate in every state, so residents are usually covered by both.

Are these schemes free to apply for, and do I need an agent?

Government schemes are free to access through official portals — you never need to pay an agent or middleman. SchemeKendra is free and independent; apply only via the official source linked from each scheme page.

Where can I find the official website to apply for a scheme?

Every scheme page on SchemeKendra links directly to its official government source. Always apply and verify details through that official link, since rules and benefits can change.