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Stand-Up India

Bank loans of ₹10 lakh–₹1 crore for SC/ST and women entrepreneurs to start a business.

Stand-Up India eligibility, benefits, and the application process are summarised below to help you decide whether this central government scheme from Department of Financial Services, Ministry of Finance suits your needs. You are generally eligible if you are female applicants, applicants aged 18–no upper years. Key benefits include Collateral-free composite loan of ₹10 lakh to ₹1 crore, Designed for SC/ST and women first-generation entrepreneurs and handholding and credit facilitation support. To apply for Stand-Up India, apply through the Stand-Up India portal or a bank branch. The borrower must be a first-generation entrepreneur from the eligible category.

Open official source ↗Department of Financial Services, Ministry of Finance

About the scheme

Stand-Up India facilitates bank loans between ₹10 lakh and ₹1 crore to at least one SC/ST borrower and one woman borrower per bank branch for setting up a greenfield enterprise in manufacturing, services, or trading.

Launched: 2016

Benefits

  • Collateral-free composite loan of ₹10 lakh to ₹1 crore
  • Designed for SC/ST and women first-generation entrepreneurs
  • Handholding and credit facilitation support

How to apply

Apply through the Stand-Up India portal or a bank branch. The borrower must be a first-generation entrepreneur from the eligible category.

Apply / read on official site ↗

FAQ — eligibility, benefits & apply

What is the eligibility for Stand-Up India?

Eligibility for Stand-Up India broadly covers female applicants, applicants aged 18–no upper years. It is a central government scheme administered by Department of Financial Services, Ministry of Finance.

What are the benefits of Stand-Up India?

Stand-Up India provides the following benefits: Collateral-free composite loan of ₹10 lakh to ₹1 crore; Designed for SC/ST and women first-generation entrepreneurs; Handholding and credit facilitation support.

How do I apply for Stand-Up India?

To apply for Stand-Up India, apply through the Stand-Up India portal or a bank branch. The borrower must be a first-generation entrepreneur from the eligible category. Submit your application only through the official source linked on this page.

What documents are required for Stand-Up India?

Required documents vary by scheme and are listed on the official source. Commonly needed: Aadhaar, bank passbook, income or caste certificate, ration card, and (for farmer schemes) land records. Confirm the exact list on the official portal linked on this page.

How do I check my Stand-Up India application or status?

Status and applications are handled on the official government portal, not here. Open the official source linked on this page and use its tracking or beneficiary-search tool. SchemeKendra is informational and does not process applications.

Who is NOT eligible for Stand-Up India?

Eligibility exclusions depend on the scheme's criteria (income, age, occupation, social category, state). Review the eligibility-at-a-glance panel and the official guidelines linked here to confirm whether you qualify.

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