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CentralHealth & NutritionSocial Welfare

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)

₹5 lakh per family per year free secondary and tertiary hospitalisation cover for vulnerable families.

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) eligibility, benefits, and the application process are summarised below to help you decide whether this central government scheme from National Health Authority, Ministry of Health & Family Welfare suits your needs. You are generally eligible if you are BPL households. Key benefits include Cashless and paperless treatment up to ₹5 lakh per family per year, Covers pre- and post-hospitalisation expenses and no restriction on family size, age, or gender of beneficiaries. To apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), eligible families can check their name on the official portal or at a nearest PM-JAY / Ayushman Bharat empanelled hospital and get an Ayushman card made at a Kendra.

Open official source ↗National Health Authority, Ministry of Health & Family Welfare

About the scheme

PM-JAY is the world's largest government-funded health assurance scheme, providing a health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalisation. Eligible families are identified from the SECC database; many states also extend coverage.

Launched: 2018

Benefits

  • Cashless and paperless treatment up to ₹5 lakh per family per year
  • Covers pre- and post-hospitalisation expenses
  • No restriction on family size, age, or gender of beneficiaries

How to apply

Eligible families can check their name on the official portal or at a nearest PM-JAY / Ayushman Bharat empanelled hospital and get an Ayushman card made at a Kendra.

Apply / read on official site ↗

FAQ — eligibility, benefits & apply

What is the eligibility for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?

Eligibility for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) broadly covers BPL households. It is a central government scheme administered by National Health Authority, Ministry of Health & Family Welfare.

What are the benefits of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides the following benefits: Cashless and paperless treatment up to ₹5 lakh per family per year; Covers pre- and post-hospitalisation expenses; No restriction on family size, age, or gender of beneficiaries.

How do I apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?

To apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), eligible families can check their name on the official portal or at a nearest PM-JAY / Ayushman Bharat empanelled hospital and get an Ayushman card made at a Kendra. Submit your application only through the official source linked on this page.

What documents are required for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?

Required documents vary by scheme and are listed on the official source. Commonly needed: Aadhaar, bank passbook, income or caste certificate, ration card, and (for farmer schemes) land records. Confirm the exact list on the official portal linked on this page.

How do I check my Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) application or status?

Status and applications are handled on the official government portal, not here. Open the official source linked on this page and use its tracking or beneficiary-search tool. SchemeKendra is informational and does not process applications.

Who is NOT eligible for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?

Eligibility exclusions depend on the scheme's criteria (income, age, occupation, social category, state). Review the eligibility-at-a-glance panel and the official guidelines linked here to confirm whether you qualify.

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