CentralMinistry of Agriculture & Farmers' Welfare
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
₹6,000 per year direct income support to eligible landholding farmer families, paid in three instalments.
Agriculture & FarmingFinancial Inclusion
Independent · Informational · Free to use
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Agriculture & Farming
3Income support, crop insurance, and farmer welfare.
Education & Scholarships
3School, higher education, and scholarship support.
Employment & Jobs
6Wage guarantees and job programmes.
Financial Inclusion
9Banking, insurance, and pension coverage.
Health & Nutrition
8Healthcover, maternity, and nutrition support.
Housing & Sanitation
3Homes, toilets, and clean water.
Social Welfare
9Pensions and support for vulnerable groups.
Women & Children
9Women's empowerment and child development.
Entrepreneurship
5Loans, funds, and startup support.
Skill Development
1Training and vocational skilling.
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Farmer
Income support, crop insurance, Kisan credit
Explore →Woman
Maternity, savings, entrepreneurship
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Scholarships and education support
Explore →Senior citizen
Pensions and social security
Explore →Job seeker
Wage guarantee and employment
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Loans and startup support
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Popular government schemes
CentralNational Health Authority, Ministry of Health & Family Welfare
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
₹5 lakh per family per year free secondary and tertiary hospitalisation cover for vulnerable families.
Health & NutritionSocial Welfare
CentralMinistry of Housing & Urban Affairs
Pradhan Mantri Awas Yojana – Urban (PMAY-U)
Housing for all in urban areas with interest subsidy on home loans for EWS, LIG and MIG households.
Housing & SanitationFinancial Inclusion
CentralMinistry of Finance (MUDRA)
Pradhan Mantri Mudra Yojana (PMMY)
Collateral-free micro-loans (Shishu/Kishor/Tarun) for non-farm small businesses.
EntrepreneurshipFinancial Inclusion
CentralDepartment of Financial Services, Ministry of Finance
Pradhan Mantri Jan Dhan Yojana (PMJDY)
Zero-balance bank account with RuPay card, insurance, and direct benefit transfer access for every household.
Financial Inclusion
CentralDepartment of Economic Affairs, Ministry of Finance
Sukanya Samriddhi Yojana (SSY)
Government savings scheme for the girl child with a high, tax-free interest rate.
Women & ChildrenFinancial Inclusion
CentralMinistry of Labour & Employment
eShram – National Database for Unorganised Workers
Free registration of unorganised workers to link them with welfare schemes and a UAN card.
Employment & JobsSocial Welfare
CentralMinistry of Rural Development
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
Legal guarantee of 100 days of wage employment per year for rural households.
Employment & JobsSocial Welfare
CentralMinistry of Petroleum & Natural Gas
Pradhan Mantri Ujjwala Yojana (PMUY)
Free LPG gas connection to women from below-poverty-line households for clean cooking fuel.
Women & ChildrenSocial Welfare
CentralMinistry of Finance
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
₹2 lakh life cover at just ₹436/year for adults with a bank account.
Financial InclusionSocial Welfare
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Frequently asked
Common questions about government schemes
What are the main government schemes in India?
India runs hundreds of central and state welfare schemes across agriculture, health, education, housing, employment, and social welfare. SchemeKendra indexes them by category, state, and eligibility so you can discover what fits you.
How many government schemes are there in India?
There is no single official master count; the government's myScheme portal lists thousands once state schemes are included. SchemeKendra focuses on the widely-used central and state schemes with clear eligibility and benefits.
How can I check which government scheme I am eligible for?
Use SchemeKendra's free eligibility checker: enter a few broad, non-personal details (age, income, occupation, category, state) and we show schemes you may qualify for. Always confirm the final decision on the official source linked per scheme.
What is the difference between central and state government schemes?
Central schemes are funded and run by the Union government across India; state schemes are launched by individual states for their residents. Many central schemes also operate in every state, so residents are usually covered by both.
Are these schemes free to apply for, and do I need an agent?
Government schemes are free to access through official portals — you never need to pay an agent or middleman. SchemeKendra is free and independent; apply only via the official source linked from each scheme page.
Where can I find the official website to apply for a scheme?
Every scheme page on SchemeKendra links directly to its official government source. Always apply and verify details through that official link, since rules and benefits can change.