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Pradhan Mantri Employment Generation Programme (PMEGP)

Margin money subsidy for setting up new micro-enterprises in non-farm sectors.

Pradhan Mantri Employment Generation Programme (PMEGP) eligibility, benefits, and the application process are summarised below to help you decide whether this central government scheme from Ministry of Micro, Small & Medium Enterprises (via KVIC) suits your needs. You are generally eligible if you are applicants aged 18–no upper years. Key benefits include Subsidy of 15–35% of the project cost (higher for special categories / rural areas), Bank finance for the remaining project cost and self-employment through a new micro-enterprise. To apply for Pradhan Mantri Employment Generation Programme (PMEGP), apply online on the official PMEGP / KVIC portal (e-MITRA) with a project report. After approval, avail a bank loan to set up the enterprise.

Open official source ↗Ministry of Micro, Small & Medium Enterprises (via KVIC)

About the scheme

PMEGP provides a capital subsidy (margin money) on bank loans for new micro-enterprises in manufacturing and service sectors, helping entrepreneurs set up units and generate self-employment.

Launched: 2008

Benefits

  • Subsidy of 15–35% of the project cost (higher for special categories / rural areas)
  • Bank finance for the remaining project cost
  • Self-employment through a new micro-enterprise

How to apply

Apply online on the official PMEGP / KVIC portal (e-MITRA) with a project report. After approval, avail a bank loan to set up the enterprise.

Apply / read on official site ↗

FAQ — eligibility, benefits & apply

What is the eligibility for Pradhan Mantri Employment Generation Programme (PMEGP)?

Eligibility for Pradhan Mantri Employment Generation Programme (PMEGP) broadly covers applicants aged 18–no upper years. It is a central government scheme administered by Ministry of Micro, Small & Medium Enterprises (via KVIC).

What are the benefits of Pradhan Mantri Employment Generation Programme (PMEGP)?

Pradhan Mantri Employment Generation Programme (PMEGP) provides the following benefits: Subsidy of 15–35% of the project cost (higher for special categories / rural areas); Bank finance for the remaining project cost; Self-employment through a new micro-enterprise.

How do I apply for Pradhan Mantri Employment Generation Programme (PMEGP)?

To apply for Pradhan Mantri Employment Generation Programme (PMEGP), apply online on the official PMEGP / KVIC portal (e-MITRA) with a project report. After approval, avail a bank loan to set up the enterprise. Submit your application only through the official source linked on this page.

What documents are required for Pradhan Mantri Employment Generation Programme (PMEGP)?

Required documents vary by scheme and are listed on the official source. Commonly needed: Aadhaar, bank passbook, income or caste certificate, ration card, and (for farmer schemes) land records. Confirm the exact list on the official portal linked on this page.

How do I check my Pradhan Mantri Employment Generation Programme (PMEGP) application or status?

Status and applications are handled on the official government portal, not here. Open the official source linked on this page and use its tracking or beneficiary-search tool. SchemeKendra is informational and does not process applications.

Who is NOT eligible for Pradhan Mantri Employment Generation Programme (PMEGP)?

Eligibility exclusions depend on the scheme's criteria (income, age, occupation, social category, state). Review the eligibility-at-a-glance panel and the official guidelines linked here to confirm whether you qualify.

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