StateGovernment of Karnataka (Women & Child Development)
Bhagyalakshmi Scheme (Karnataka)
Girl-child insurance and education support for BPL families in Karnataka.
Women & ChildrenFinancial Inclusion
Sukanya Samriddhi Yojana (SSY)
Government savings scheme for the girl child with a high, tax-free interest rate.
Sukanya Samriddhi Yojana (SSY) eligibility, benefits, and the application process are summarised below to help you decide whether this central government scheme from Department of Economic Affairs, Ministry of Finance suits your needs. You are generally eligible if you are female applicants, applicants aged 0–10 years. Key benefits include Government-fixed interest rate (tax-free under Section 80C), Account can be opened for a girl child below 10 years and partial withdrawal allowed for higher education; maturity at 21 years. To apply for Sukanya Samriddhi Yojana (SSY), open an account at a designated post office or authorised bank branch with the girl's birth certificate and guardian identity/address proof.
Open official source ↗Department of Economic Affairs, Ministry of Finance
About the scheme
SSY is a small-deposit savings scheme for the girl child under Beti Bachao Beti Padhao. A parent or guardian can open an account in the name of a girl below 10 years of age; it earns a government-determined tax-free interest rate and offers tax benefits.
Launched: 2015
Benefits
- Government-fixed interest rate (tax-free under Section 80C)
- Account can be opened for a girl child below 10 years
- Partial withdrawal allowed for higher education; maturity at 21 years
How to apply
Open an account at a designated post office or authorised bank branch with the girl's birth certificate and guardian identity/address proof.
Apply / read on official site ↗FAQ — eligibility, benefits & apply
What is the eligibility for Sukanya Samriddhi Yojana (SSY)?
Eligibility for Sukanya Samriddhi Yojana (SSY) broadly covers female applicants, applicants aged 0–10 years. It is a central government scheme administered by Department of Economic Affairs, Ministry of Finance.
What are the benefits of Sukanya Samriddhi Yojana (SSY)?
Sukanya Samriddhi Yojana (SSY) provides the following benefits: Government-fixed interest rate (tax-free under Section 80C); Account can be opened for a girl child below 10 years; Partial withdrawal allowed for higher education; maturity at 21 years.
How do I apply for Sukanya Samriddhi Yojana (SSY)?
To apply for Sukanya Samriddhi Yojana (SSY), open an account at a designated post office or authorised bank branch with the girl's birth certificate and guardian identity/address proof. Submit your application only through the official source linked on this page.
What documents are required for Sukanya Samriddhi Yojana (SSY)?
Required documents vary by scheme and are listed on the official source. Commonly needed: Aadhaar, bank passbook, income or caste certificate, ration card, and (for farmer schemes) land records. Confirm the exact list on the official portal linked on this page.
How do I check my Sukanya Samriddhi Yojana (SSY) application or status?
Status and applications are handled on the official government portal, not here. Open the official source linked on this page and use its tracking or beneficiary-search tool. SchemeKendra is informational and does not process applications.
Who is NOT eligible for Sukanya Samriddhi Yojana (SSY)?
Eligibility exclusions depend on the scheme's criteria (income, age, occupation, social category, state). Review the eligibility-at-a-glance panel and the official guidelines linked here to confirm whether you qualify.
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